Real Estate Insurance Services in Texas

Insurance for Every Stage of Real Estate

Whether you are buying your first home in Plano, selling investment property in Laredo, or managing a rental portfolio across Texas, Zoi Insurance provides the insurance solutions you need at every step.

We work with licensed real estate professionals, lenders, and property managers to ensure seamless insurance coverage that meets lender requirements and protects your investment. For more background, see real estate on Wikipedia.

For Homebuyers

When you purchase a home, your lender requires proof of homeowners insurance before closing. We can have a policy ready within 24 hours. Our agents will:

• Review your purchase contract and lender requirements
• Shop multiple carriers to find the right coverage at the best rate
• Provide proof of insurance for your closing date
• Explain your policy in plain English (or Spanish)

For Home Sellers

• Keep your existing home insured through the closing date
• Vacant home insurance during listing period
• Coverage advice for disclosure purposes

For Landlords & Rental Property Owners

Standard homeowners insurance does not cover rental properties. Landlords need a Dwelling Fire / Landlord policy that covers:

• Property damage from covered perils (fire, wind, hail)
• Landlord liability — if a tenant is injured on the property
• Loss of rental income if the property becomes uninhabitable
• Optional vandalism and tenant damage coverage

For Real Estate Investors

• Multi-property portfolio coverage
• Vacant and renovation property insurance
• Builder's risk insurance for new construction
• Commercial property insurance
• Umbrella liability policies

Renters Insurance

We also help tenants protect their personal property and liability with affordable renters insurance starting as low as $15/month. A great value for any renter in Plano or Laredo.